The $6.95 monthly fee for the USBank SmartlyTM Checking account makes it a good option for many customers. However, there are a number of ways to avoid paying the fee, including making regular $1,000 direct deposits or keeping an average balance of $1,500. There are online-only banking providers that offer accounts with no monthly fees, even though some banks have higher fees.
As a participant in the MoneyPass® network, US Bank provides its customers with free access to more than 37,000 MoneyPass® Network ATMs nationwide. However, the bank will add $2.50 to any fees assessed by the ATM owner if you use an ATM that is not part of the network.
US Bank Bonus Up To $600 Offer
- For a limited time, opening a new U.S. Bank Smartly⢠checking account and completing certain qualifying activities can earn you up to $600. However, certain terms and limitations apply, and the offer is only valid through April 11, 2023. Rest assured, the bank is a member of the FDIC.
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- Enroll in Bank Mobile App or online banking
- Earn $200 by completing two or more direct deposits of $3,000 to $5,999.99, earn $400 by completing two or more direct deposits of $6,000 to $9,999.99, and earn $600 by completing two or more direct deposits of $10,000 or more within 90 days of opening your new Bank Smartly⢠checking account online.
- Earn $200 by completing two or more direct deposits of $3,000 to $5,999.99, earn $400 by completing two or more direct deposits of $6,000 to $9,999.99, and earn $600 by completing two or more direct deposits of $10,000 or more within 90 days of opening your new Bank Smartly⢠checking account online.
- Minimum Opening Balance: $25
- When it expires: 4/11/2023
Terms And Conditions
Offer eligibility:Â Only new customers who do not already have a U.S. Bank personal checking account and who have not received any bonus offers in the previous 12 months are eligible for this offer.
Offer period: This promotion is available from [start date] through [end date] and is subject to modification at any time without prior notice.
Bonus: Clients who are eligible will receive a cash bonus of $300 for the Silver checking account, $400 for the Gold checking account, or $600 for the Platinum checking account. After meeting the requirements, the bonus will be applied to the customer’s account within 60 days.
Account fees: U.S. Bank checking accounts may be subject to monthly maintenance fees in addition to other fees. For more information, customers should review the account disclosure.
Restrictions on the offer: Employees of U.S. Bank and its affiliates are not eligible for this offer. The offer is only valid for one household per person and cannot be combined with other promotions.
Account requirements: Customers must open a new U.S. Bank checking account and finish the following tasks within the first 60 days of account opening to be eligible for the bonus.
- Obtain a minimum of two direct deposits totaling $4,000 or more.
- Use their new debit card to make at least ten $50 or more qualifying purchases.
Conclusion
US Bank’s best checking account bonus offer of up to $600 is an attractive opportunity for customers who want to earn extra cash while enjoying the benefits of a reliable and convenient banking service. A free debit card, unlimited check writing, online and mobile banking services, and other features are all included with US Bank checking accounts. Additionally, the bank’s dedication to offering top-notch customer service guarantees that customers get the assistance and direction they need to manage their finances well. Customers can maximize their banking relationship with US Bank by having the chance to earn up to $600 in cash rewards.
