Bank Bonus w/o Direct Deposit

Chase Business Checking Sign-Up Bonus $300 USA [Nationwide] – Ends 5/18/2023

Explore the latest Chase Business Checking account bonuses and promotions on this page.

Chase Bank’s promotions for Business Checking accounts occur less frequently compared to their offers for personal Checking accounts. As is typical with many business checking promotions, there is no requirement for direct deposit to qualify for the bonus.

Chase Bank is the biggest bank in the United States in terms of total assets. It was founded in 1982 and has its main branch in Newark, Delaware. A lot of people can be used Chase’s offers because they have ATMs and branches in these states: WV, WI, WA, VA, UT, TX, PA, OR, OK, OH, NY, NV, NJ, MI, MA, LA, KY, IN, IL, ID, HI, GA, FL, DE, DC, CT, CO, CA, AZ.

Whether you’re starting a small business or overseeing a well-established corporation, Chase Bank provides a variety of account choices that can cater to your company’s requirements.

Chase has 4,700 branches and 16,000 ATMs around the country as one of the nation’s first banks.

Everyone enjoys receiving an extra cash bonus, including small business owners and entrepreneurs. In the following section, we will examine the most recent business account promotion offered by Chase.

Read more: See all of Chase Bank’s checking/saving offers

Chase Business Checking Bonus $300

Chase Business

  • What you’ll get: $300 bonus
  • Where it’s available: Available Nationwide. Apply in-branch or online.
  • About the offer:
      • Open a new Chase Business Complete Checking account and earn up to a $300 bonus. With qualifying activities, For new Chase business checking customers
  • When it expires: 5/18/2023

Chase Business Checking Account

How To Earn The Bonus

  • New customers who open a Chase Business Complete Checking℠ account and meet the qualifying activities can earn $300. This offer is exclusively for first-time Chase business checking account holders.
  • There are several ways to avoid the Monthly Service Fee, such as keeping a minimum daily balance or making purchases using your Chase Ink® Business credit card.
  • Built-in card acceptance. Accept card payments anywhere, anytime in the U.S., and get transparent pricing with Chase QuickAccept℠.
  • With QuickAccept, you can receive same-day deposits at no extra charge, allowing you to free up the necessary funds to keep your business running smoothly.
  • Chase offers alerts to keep you informed and up-to-date on your account activity.
  • Managing your account is a breeze with Chase Business Online and the Chase Mobile® app, providing you with simple and convenient ways to handle your finances.
  • Unlimited electronic deposits
  • Convenient access to more than 4,700 branches and more than 16,000 ATMs.

Waive The Monthly Fee

  • To maintain a Chase Business Complete Checking℠ account, you must fulfill at least one of the following qualifying activities, or else you will be charged a $15 Monthly Service Fee,
  • you can keep a minimum daily balance of $2,000 in your account at the start of each day of the statement period,
  • Another way to avoid the $15 Monthly Service Fee for a Chase Business Complete Checking℠ account is by making purchases totaling at least $2,000 (excluding returns or refunds) using your Chase Ink® Business Card(s), which shares a business legal name with the checking account. These purchases must be made during each card’s most recent monthly billing period.
  • You can also waive the $15 Monthly Service Fee for a Chase Business Complete Checking℠ account by depositing at least $2,000 into your account from eligible Chase Payment Solutions transactions and QuickAccept℠ at least one business day before the statement period’s last day.
  • Maintain a linked Chase Private Client Checking℠ account.

Fine Print

  • Chase allows only one bonus per new business checking account opening, which can be obtained once every two years from the last enrollment date. Additionally, only one bonus is permitted per account.
  • For one-time use, the offer is good
  • Affiliates and employees of JPMorgan Chase Bank are not eligible.
  • You can withdraw this offer at any time without notice.
  • If you receive a bonus for opening a new account, it will be considered interest and may be reported on IRS Form 1099-INT.
  • In case the customer or Chase closes the checking account within six months of opening, the bonus amount for that account will be deducted at the time of account closure.

Why Chase Business Checking℠?


  • Sign-up bonus
  • Unlimited electronic deposits
  • No minimum opening deposit


  • $15 monthly fee
  • 20/month limit on fee-free physical transactions
  • $5,000 monthly limit on fee-free cash deposits

A business bank account is an essential tool for any entrepreneur or small business owner, necessary for both tax and accounting purposes.

If you’re unsure whether your new business requires a separate account, the Small Business Administration (SBA) recommends creating a business bank account as soon as your company is ready to start making purchases or accepting payments.

If you don’t already have a separate business bank account or are planning to open one, a Chase Business Complete Checking℠ account is a practical choice.

It provides extensive branch coverage and easy-to-use digital resources with minimal transactional limitations. Moreover, you can accept credit card payments without creating a distinct merchant services account, thanks to the built-in card payment acceptance feature.

Chase Business

Chase Business Checking℠ Benefits & Features

No Opening Deposit Required

The Chase Business Complete Banking℠ account stands out as one of the few business checking accounts that don’t require a minimum deposit from new customers.

Same-Day Deposits

With Chase Business Complete Banking℠, there’s no waiting period to access funds you deposit into your business checking account. Thanks to its QuickAccept℠ service, Chase provides same-day deposits for your company, without any additional maintenance fees.

Few Transaction Restrictions

Chase doesn’t charge any fees for internal transfers, Chase QuickDeposit℠ transactions, in-network ATM transactions, or electronic deposits. However, there are monthly limitations on fee-free cash deposits, deposits, withdrawals made with a teller at a branch, and checks written from your account. If you exceed these limits, you may incur a per-transaction fee.

Tools For Banking On Web & Mobile

Chase mobile and online banking provide various capabilities such as online bill payment, fraud prevention, text banking, account alerts, and Zelle transfers. You can also add other users to your account, download account activity to accounting software, and use collection and cash-flow services. Moreover, these services are available at your convenience anytime, anywhere.

Check Monitoring Services

Chase offers Check Monitoring Services that can assist in managing payments received via check from clients. This service is designed to help safeguard your cash flow and prevent fraudulent activities.

Unlimited Electronic Deposits

You can make unlimited free electronic deposits at physical branches and Chase ATMs.

Integrated Credit Card Processing

The Chase Business Complete Checking℠ account stands out as the sole Chase business checking option that allows you to leverage the convenience of Chase QuickAccept℠ for processing credit card payments through the Chase mobile app. With this comprehensive credit card processing solution, you can accept tap, swipe, and dip payments by connecting a mobile card reader.

Multiple User Accounts

To facilitate bookkeeping for your staff or third party, you can grant them restricted access to your financial accounts. You have the option to add users and assign permissions through your online account, which can be modified or deleted as needed.

FDIC Insured

JPMorgan Chase Bank is backed by FDIC insurance (FDIC# 628), which means that your deposits with Chase are safeguarded for up to $250,000 per depositor, per account ownership category, in case of a bank failure.

Bottom Line

For many small business owners, the Chase Business Complete Checking℠ account provides all the essential features needed in a checking account. It’s also quite reasonable to waive the monthly fee by maintaining a minimum daily balance of $2,000.